GE employees checking their employee discounts in the auto, home, condo and renters insurance program


GE employees expect better - and get it



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GE employees expect better - and get it

Enjoy the benefits of a personal insurance program created for GE employees. Get discounts on car and home insurance and award-winning customer service through the employee insurance program.1



GE Employee Discounts & Coverage


Employee discounts apply for the life of the policy in most statesPortable employee discounts

Get discounts on your auto, home, condo and renters insurance – you keep your discount for the life of your policy. Even if your career takes you beyond GE.1



Eliminate service fees and get additional discounts when you enroll in the payroll deduction programPayroll deduction program discount

Pay your premiums through the payroll deduction program and save up to 4% on your auto policy and 2% on your home policy.1



PEL coverage applies to lawsuits and claims against you and your household family members.The Personal Excess Liability (PEL) employee benefit

Protect yourself and your family from the financial consequences of a claim, lawsuit, judgment, or settlement against you or a covered household family member. If you drive, please consider PEL coverage, the most common type of employee PEL claim is related to being found at-fault in a car accident. Use the PEL estimator tool to get a free PEL estimate in seconds.1



Electric Insurance Company Risk Coaches are insurance professionals who help you find the right coverage for your needs

Free Risk Coaching for All Employees

We help all GE employees – even if you don’t have a policy with us. We take the Risk Coach™ approach to helping you with your insurance. Our licensed professionals review your coverage to help you understand what you need so you aren’t over- or underinsured.4

Get a free coverage quote. Call 855.227.8207 Monday – Friday, 7:00 a.m. to 9:30 p.m. ET.


Program Perks


Save up to 10% on your car insurance just for enrolling in the Great Driver program.The Great Driver™ smartphone app

Use this free app to analyze your driving patterns, earn a score, and get personalized tips on how to improve your behind-the-wheel skills. A 5-10% discount for enrolling in the Great Driver car insurance program is available in several states.3



Our physical damage auto claim service is so good we've even trademarked it.Signature Claim Service Guarantee™

Our claim service is so good that we guarantee it. Make a claim for damage to your vehicle and get the prompt, courteous service you deserve, or we’ll send you $100.4



We'll replace your qualifying new vehicle if it's totaled without apply depreciation.Automatic new car replacement

If your new vehicle is stolen or totaled, we’ll pay the full replacement cost of a similar new vehicle – no depreciation applied.4



Repair shops are authorized to use Original Equipment Manufacturer's parts for eligible vehicles.Original equipment manufacturer (OEM) parts

We authorize your repair shop to use OEM parts for vehicles under two years of age or with fewer than 24,000 miles on the odometer.4



Our exceptional claim service helps you get a check quickly if your vehicle is totaled and extends your rental coverage on your policy.Total care for totaled vehicles

 Get a fast check for your totaled vehicle and extra time added to your rental coverage, so you have time to shop for a replacement vehicle.4



24/7/365 emergency roadside assistance services are standard when you add Towing & Labor coverage to your vehicleEmergency roadside assistance

Towing & Labor coverage comes with the added security of unlimited roadside assistance service. You and anyone using your car with your permission will get lockout services, flat tire changes, jump-starts, towing, winching, and emergency fuel and fluid delivery when and where you need them.5


We help you insure your motorcycle, boat, camper, RV, ATVs and moreCoverage for motorcycles, watercraft, RVs, and more

On-road and off-road, on the water and on land, we’ll get you covered. Find out more about coverage for sport vehicles, events, vacation homes, and more.



GE enjoying auto and home insurance discounts

More ways to save¹

  • Employee auto and home insurance discounts
  • Payroll Deduction Program participation discounts
  • New car insurance customer discount
  • Annual and semi-annual payment plan discounts
  • Multi-policy discounts that apply to both your car and home insurance
  • Electric/hybrid vehicle discount
  • New home buyer and newer home discounts
  • Additional credits and discounts are available for safety devices, safe driver status, good students, and more.



Get a free coverage quote. Call 855.227.8207 Monday – Friday, 7:00 a.m. to 9:30 p.m. ET.

See how the Risk Coach approach helps you with financial wellness

Watch Now

GE’s Human Resources and other executives weigh in on how Risk Coaching and employee benefits improve employees’ financial wellness.

The Risk Coach Tool gives you a personalized look at the common insurance gaps and gotchas that may affect you.

Personalized Game Plan

Use the online Risk Coach tool to plan assess your risk and plan your defense.

The Personal Excess Liability PEL benefit covers employees from the costs of claims settlements or judgments against you

The PEL Benefit

Protects you when your auto and home liability coverage runs out. It just takes two minutes to get an estimate of what a PEL policy would cost.

1. Product, service, program, and discount availability and limits vary by state. Eligibility criteria apply. The information on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.
2. The Great Driver™ smartphone app is a Risk Coach™ service from Electric Insurance Company. The Great Driver app Self Challenge is available free of charge to all employees. Participation is optional. Eligibility, qualifications, and availability may be modified or changed at any time.
3. Terms and conditions apply.
4. Emergency roadside assistance services are provided by Quest Towing Services, LLC; terms and conditions apply.
5. Electric Insurance Company Risk Coach™ professionals help you assess your current coverages and exposure to risk based on the information you provide during your discussion. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.