What car insurance coverages do you really need?

ELECTRIC INSURANCE

Spot & Plug Auto Insurance Gaps

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Spot & Plug Auto Insurance Gaps

Watch now

Ultra-Short Animations

 

These 45-90-second videos are a painless way to see how common coverage gaps and gotchas can affect your claim payment. Watch so you’ll know how to make sure these situations don’t happen to you.

 

 

 

Risk Coach Car Coverage Gaps Videos

Car Insurance Video Tips

Stolen

Are you covered if your vehicle is stolen? Here’s what to know and do.

Vandalism

Are you covered if your vehicle is vandalized? Here’s what to know and do.

Others Injured

Would you have enough coverage if someone on your policy injures other people in an accident? Here’s what to know and do.

Flood

Are you covered if a flood damages your vehicle? Here’s what to know and do.

Hail

Are you covered if a hailstorm damages your vehicle? Here’s what to know and do.

Multiple Passengers

If you drive your child’s friends or teammates you are very likely under-insured. Here’s what to know and do.

 

Multiple Vehicles

Would you have enough coverage if someone on your policy hit other vehicles? Here’s what to know and do.

 

Severe Injuries

If you cause injuries in a car accident, your liability coverage may not be enough to pay for the lawsuit or claim against you. Here’s what to know and do.

 

Try our free, user-friendly “gaps and gotchas” spotter.

Insurance is complex. The Risk Coach™ tool is simple.

Unless you’re an insurance pro, you may not know that hidden risks could wipe out your assets. Check a few boxes and get customized insights into possible coverage gaps that could affect you.

Go to the Risk Coach Tool

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.