How would your home insurance protect you from the costs of home and condo accidents and losses?

ELECTRIC INSURANCE

Plug the Top Home Coverage Gaps

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Plug the Top Home Coverage Gaps

Watch now

Ultra-Short Animations

 

These 45-90-second videos are a painless way to see how common coverage gaps and gotchas can affect your claim payment. Watch so you’ll know how to make sure these situations don’t happen to you.

 

 

 

See how to make sure these home insurance gaps aren't in your policy

Home Insurance Video Tips

Fire

How well are you covered if a fire destroys your home? Standard policies may not provide you with the protection you need.

Ice Dam

Would your home policy cover you if water from an ice dam backs up into your home and damages your belongings?

Water or Sewage Back-Up

Would your home insurance cover you if water or sewage backed up and flooded your cellar or basement?

Guest Injuries

Your home policy’s liability coverage may not stretch enough to cover a major claim or lawsuit against you if a guest is injured.

Stolen Jewelery

If you’re robbed or if your home is burglarized, you may only get up to $1,500 for your stolen jewelry. Your other small valuables may have limited coverage, too.

Pool & Trampoline Injuries

Your home policy’s liability coverage may not stretch enough to cover a major claim or lawsuit against you if a guest is injured.

Use Risk Coach for customized insights into possible coverage gaps

Insurance is complex.
The Risk Coach tool is simple.

Unless you’re an insurance pro, you may not know that hidden risks could wipe out your assets.

Check a few boxes and get customized insights into possible coverage gaps that could affect you.

Go to the Risk Coach Tool

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.