Great Driver™ App Program FAQs*

We’ll lower your auto rate by 10% just for enrolling. Just remember, download the app and make your first drive within 30 days of your policy’s effective date. Once you’ve done that, you must drive at least 500 miles over a 100-day period to get your final score. Depending on that score, you can save up to 20% when your policy renews.

The average policyholder saves $215 dollars on a 12-month auto insurance policy.

Participating drivers on your policy must download the app within 30 days of your policy effective date and drive at least 500 miles over a 100-day period to keep the discount. 

Once you’ve made 10 trips as the driver, you’ll receive an overall score and specific sub-scores for acceleration, braking, distracted driving (phone use), mileage, speeding, and the time of day you drove.

No. At present, your Great Driver scores will not be used against you. Please note that this could change at a future date.

The following models and operating systems are compatible with Great Driver:

iPhones

Models: Model 8 Plus and up with

Operating System: iOS 13 and up

Android™

Models

• Samsung
• Google Pixel
• Motorola
• LG
• Xiaomi with Android 11, 12 (MIUI-12, MIUI-13)
• Huawei with Android 10 with Google Services (EMUI-10)

Operating Systems

• Android OS 10.x
• Android OS 11.x
• Android OS 12.x

All drivers on your policy are welcome to enroll in the Great Driver App Program. You must simply provide their names and mobile phone  numbers when you sign up for Great Driver. They will then receive an enrollment email with a link to the app and a text with their specific registration code. 

Great Driver has access to two types of personal information. The first includes details you provided when you first enrolled in the program. The second is data Great Driver actively gathers to provide insights about your driving style.

Both types are used to enhance your experience. Information collected from the Great Driver app will be treated in accordance with the Great Driver Privacy Policy. Great Driver maintains strict policy guidelines, no personally identifiable data will be shared with a third party unless permitted by law.

Great Driver uses almost no battery power when it runs in the background waiting for a trip to start. While recording trips, it uses less than 2% of your battery per hour, which is generally less than a navigation app may use.

Great Driver will stop collecting data when your phone’s remaining battery power falls below 10%.

No, instead of using cellular data to transmit most scoring data, Great Driver stores data on your phone until it can establish encrypted connections over a Wi-Fi network. Brief trip summaries sent back to your phone may occur over Wi-Fi or cellular connections.

No - there is no need to start, stop, or display the app on your phone’s screen to record trips. Great Driver works automatically and quietly in the background on your phone after your initial registration and log-in.

There is no need to start, stop, or display the app on your phone’s screen to record trips. Great Driver works automatically and quietly in the background on your phone after your initial registration and log-in.

Great Driver helps tackle the problem of distracted driving by providing insight into driving patterns, including phone use while driving. Because it can differentiate between calls and texting and passive use of navigation and audio apps while driving, Great Driver only detracts for active cell phone use.

Please note that if you allow passengers in the vehicle to use your phone while you are driving, it may affect your distracted driving and overall scores.

No. GPS is necessary for the app to track movement. Great Driver will display instances where GPS reliability is low or non-existent on your trip map.

Great Driver will provide your initial overall and acceleration, braking, distracted driving, mileage and time of day scores after your first 10 trips.

Individual trips are not scored, but rather contribute to your overall score. It takes approximately 24 hours after a drive for your latest trip to be reflected in your overall driving score.

It won't surprise you to learn that there is a high rate of accidents during prime commuting hours, such as 8:00 to 9:00 a.m. and 4:00 to 6:00 p.m. in most areas. Drives you make during these hours will usually receive lower "when you drive" scores to reflect the higher-risk environment. Many people run errands or go out to lunch from noon to 1:00 p.m. during weekdays, so accident rates are higher at that time than they are later in the afternoon.

Drives you make during this time will receive lower "when you drive" scores too. Finally, late-night driving on the weekends from midnight to 5:00 a.m. will receive a low score to reflect the higher incidence of accidents related to driving in the dark and other drivers who may be drowsy, intoxicated, etc.

The average individual drives about 13,000 miles each year. Amounts that are significantly lower or higher would raise or reduce your score commensurately.

Once you download the Great Driver app to your new phone, either through the Apple App Store^® or Google Play™ Store, your data should transfer to your new phone automatically as long as you keep the same phone number. Your current score will automatically transfer to your new phone.

To get the most accurate feedback, be sure to activate your location sensors and Wi-Fi. Great Driver will learn over time about your driving habits, you can always correct the mode of transportation in the app for trips that identified you as the driver when you were not. Please contact our support team at [email protected] for assistance if you’re experiencing any difficulties.

* The Great Driver™ smartphone app is a Risk Coach™ service from Electric Insurance Company®. Great Driver program auto policies are currently available in AZ, CT, IL, KY, MN, MO, NJ, OH, SC, TX, VA, and WI. Participation is optional. Eligibility, qualifications, and availability may be modified or changed at any time.

1. Average countrywide car insurance savings as reported by Electric Insurance Company customers through December 31, 2020. Potential savings vary.

Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.

Great Driver provides you with an overall score, which is derived from the following score dimensions: acceleration, braking, distracted driving (phone user), mileage, and the time of day drives take place.