Our new Auto Plus, Premier Choice Auto, and Signature Choice Auto provide a wide range of valuable coverages

ELECTRIC INSURANCE

Protect Your Vehicles Affordably

Illinois Drivers Save With Great Discounts and Coverage Options

Why Choose Electric Insurance?

Reliable, cost-effective insurance for your vehicles doesn’t have to compromise on such features as accident forgiveness and deductible waivers. Drivers in Illinois now can take advantage of three new coverage plans, great discounts, and award-winning, guaranteed claim service.¹

More Savings & New Policy Features Include:

Wisconsin drivers save 10% with our new customer discount.

10% New-Customer Discount

New auto policy customers can save 10% off our standard car insurance rates.

Insure both your car and home with us and get additional savings on each.

Bundled Policy Discounts

When you bundle your Auto and Home policies with Electric Insurance, you'll get a discount on both. AND only a single deductible would apply if both your home and your auto are damaged in the same incident - potentially saving you hundreds of dollars.²

This great policy perk can potentially save you hundreds

Accident Forgiveness

We'll waive the standard premium surcharge related to accidents, so your rate won't increase when your policy renews. We'll even waive the deductible – up to $500.³

Your coverage will pay to replace your totaled new vehicle without requiring a deductible.

No-Hassle New Car Replacement

If your newer vehicle is totaled by a covered cause of loss, we'll replace it with a new one - without deducting for depreciation.⁴

Save an additional 10% when you participate in the Great Driver program.

Great Driver™ Discounts

Receive a 10% discount just for enrolling in our Great Driver program. Earn a good score and you can save even more when you renew your policy.⁵

Satisfaction with your auto damage claim service or $100 back.

Award-Winning Claim Service

We pride ourselves on taking great care of our customers. Get a quote and learn for yourself why 99% of surveyed respondents who've filed a claim with us would renew.⁶

Get free a quote.

Call our helpful Risk Coach™ professionals at 800.856.3561.

Customer Testimonial

“I am in an area…that was heavily impacted by Hurricane Irma. While most of my friends were waiting to hear back from their insurance company after having called in a claim, the Electric Insurance Company Catastrophe Response Team was out knocking on doors. I had not yet even called in a claim when they came to my door to see how they could help. I could not be more impressed by your service, and I may be more difficult to impress than most, as I am a licensed insurance agent. Many thanks to the entire team at Electric Insurance.” – L.T. Booth

About Us

For 50 years, we’ve provided customers like you with the right coverage at the right price and the best service. Our Risk Coaches are licensed agents who help you understand your needs and get the discounts you deserve.⁷

The information on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and in the policy, the terms in the policy apply.

1. American Business Awards^SM; terms and conditions apply to the Signature Claim Service Guarantee^SM; availability varies by state.

2. Bundled coverage discounts and the combined single deductible feature are included in the Auto Plus, Premier Choice, and Signature Choice coverage packages.

3. Accident forgiveness is included in the Premier Choice and Signature Choice auto coverage packages. It applies to accident losses related to Collision, Comprehensive/Other Than Collision, and Uninsured Motorists Property Damage coverages only; waives up to $500 of the related deductible per policy period; and waives one eligible accident in a policy period. Any one eligible accident in a policy period will not affect the policy’s rates at renewal. Once the surcharge waiver is used, eligibility for it resets in 36 months.

4. Pays to replace your totaled or stolen vehicle with a new one of the same make, model, and equipment without deducting for depreciation, when you have Collision and Comprehensive/Other Than Collision coverage. Auto Plus covers vehicles up to one year old with 15,000 or fewer miles on the odometer; Premier Choice and Signature Choice cover vehicles up to two years old with 30,000 or fewer miles on the odometer.

5. The Great Driver™ smartphone app is a Risk Coach™ service from Electric Insurance Company®. Great Driver program auto policies are currently available in AZ, CT, IL, MO, OH, NJ, TX, and WI. Participation is optional. Eligibility, qualifications, and availability may be modified or changed at any time.

7. Based on a 2017 Electric Insurance Company customer claims survey.

7. Electric Insurance Company Risk Coach™ professionals help you assess your current coverages and exposure to risk based on the information you provide during your discussion. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.