Photo of a family hugging next to a car


Three customizable auto coverage packages & collector car coverage




Vehicle insurance you can tailor to your needs


When you’re insured by Electric Insurance Company, you can go confidently wherever the road and your dreams take you. That’s because our coverage and services include features other companies charge extra for, if they even offer them. And it’s absolutely reliable. We’ve won multiple awards for the excellence of our claim and customer service.

Flexible coverage packages

Car insurance isn’t “one-size-fits all.” A young professional has different coverage needs than busy working parents – and your needs may not be anything like either of theirs’.

Choose from our three tailor-able policy packages: Auto Plus, Premier Choice Auto, and Signature Choice Auto. Then select the coverage amounts that best fit your vehicle and lifestyle.

Do you have an antique, classic, or collector car? Then explore our offering through our partner, Hagerty - the gold standard in specialty vehicle coverage.**

Customizable Options

Icon of Auto Plus Policy

Auto Plus

Auto Plus provides everything you need, plus four things you really want. Like our cost-saving "Bundle Plus" feature. 

Icon of Premier Choice Auto Policy Package

Premier Choice

Builds on Auto Plus with features such as Accident Forgiveness, Trip Interruption Expense coverage, and more.

Icon of Signature Choice Auto Policy

Signature Choice

The best choice for high-value or heavily customized vehicles includes everything in a Premier Choice policy and adds four important features.

Blue icon of a classic or antique car

Collector & Classic Cars

Specialty cars need specialty coverage. Make sure your collector car has the right coverage and services to help you enjoy it for years to come. ​


*This page offers a brief description of insurance coverage and/or related services offered by Electric Insurance Company and is provided for informational purposes only.  For exact coverage provisions, availability, terms, limitations, and exclusions, please contact Electric Insurance Company at 800.342.5342. In the event there are discrepancies between this information and the policy, the terms of policy apply.
** Hagerty Insurance Agency, LLC and The Hagerty Group, LLC are wholly owned subsidiaries of Hagerty, Inc. Please refer to publicly filed documents with the Security Exchange Commission, which can also be found at
Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage.