The Gold Standard for Classic and Collector Vehicles

We believe unique vehicles deserve expert coverage. So, we partner with Hagerty Insurance Agency, LLC, a specialty agency whose expertise with classic and collector vehicles is unmatched.

Coverage & Service Highlights

Our policies not only lock in your rate for 12 months, they can also protect you from inflationary costs.

Hagerty cares about the future

Hagerty believes it’s their responsibility to support organizations and initiatives that help make sure the vehicles you and they love—and the lifestyles that revolve around them—not only survive, but thrive, well into the future. They are dedicated to supporting car culture through a suite of Youth Programs and support of the RPM Foundation and Hagerty Drivers Foundation.

Your collector car is a treasure

Make sure you have the customized coverage and exceptional service you—and it deserve. Get a free, no-obligation quote from Hagerty today.

 

Coverage for the types of property and liability exposures shown above are underwritten through independent insurance carriers and are placed through Electric Insurance Agency, LLC.
1. Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.
2. Occasional pleasure use does not mean use for daily driving to and from work or school, routine shopping, etc.
3. Figure based upon 2020 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under, from several daily driver (or "everyday") auto insurance carriers.
4. Vehicles must be in stock condition and all collector vehicles must be insured with Hagerty.
Insurance services administered by Hagerty Insurance Agency, LLC. Not all coverages are available in every state. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements. Hagerty determines final risk acceptance.
Membership by Hagerty Drivers Club (HDC), a non-insurance subsidiary of The Hagerty Group, LLC. For additional information and a complete description of benefits, visit hagerty.com/corporate/legal. Purchase of insurance not required for membership in HDC.
Hagerty Insurance Agency, LLC and The Hagerty Group, LLC are wholly owned subsidiaries of Hagerty, Inc. Please refer to publicly filed documents with the Security Exchange Commission, which can also be found at https://investor.hagerty.com/overview.
Policies may be underwritten by one of the following insurance companies, which carry an A.M. Best rating of A (excellent) or better as of 6/2021: Essentia Insurance Company (NAIC 37915); Nationwide Mutual Insurance Company (NAIC 23787); or Nationwide Insurance Company of America (NAIC 25453)

Guaranteed Value® coverage

In the event of a covered total loss, you receive every cent of your car's insured value.1 Hagerty uses industry-leading Valuation Tools™ to help you determine the true value of your vehicle instead of blue book. No depreciation. No messing around. No hassle.

Expert Claims Handling

All of Hagerty claims adjusters have hands-on restoration experience and their in-house parts specialists will find every part needed for a repair. You choose the repair shop – they will even pay you to do the repairs yourself. They can help you track down replacement LKQ, OEM, or NOS parts—if they're out there, they'll find them.

Hagerty also maintains an extensive list of resources for hard-to-find parts—ask their CARcierge®!

Most claims are paid within 15 days with reps working 7 days a week.

Flexible Usage

A policy through Hagerty allows occasional pleasure use.2 You can go for a weekend drive, take your vehicle up to the local ice cream shop or attend unlimited events and cruises.

Low Annual Premiums

Because Hagerty specializes in collector car insurance for vehicles that are not driven daily, premiums through Hagerty are up to 21% lower than daily driver insurance.3

Instant New Purchase Coverage

Get automatic 30 days of coverage for up to $50,000 of the vehicle value for newly purchased collectible cars.4

Tailor Policies to Fit Your Needs

Whether it’s a vehicle under construction, spare parts or evacuation expense coverage, Hagerty has all the add-ons you need for the policy to fit your needs. Cherished Salvage® endorsement allows you to keep your vehicle and still receive the full Guaranteed Value® (minus any deductible) in the event of a covered total loss.

Unparalleled Service and Knowledge

Hagerty knows collectible cars, so you deal with real people who understand your car and your needs.

Spare Parts Coverage

$750 of comprehensive coverage for your insured vehicle’s spare parts is automatically included in all policies. You can increase this coverage and even blanket to fit Automobilia or other collector products in your household.

Hagerty Drivers Club

Hagerty Drivers Club® is designed specifically for enthusiasts. The ultimate community for car lovers has exclusive offers and discounts, expert support, emergency services like 24/7 flatbed towing, exclusive member experiences, a full Marketplace and much more.

Annual memberships are $70, no need to be insured to be a member.

Instant Coverage for New Purchases

Get automatic 30 days of coverage for up to $50,000 of the vehicle value for newly purchased collectible cars.4