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Condominium Unit Owners Coverage

Customizable coverage for all types of condos and lifestyles



Customizable Coverage for Condo Owners


Condominium values have risen in step with major price increases in the housing market – and major inflation. Rebuilding or repairing damage to your unit and belongings would cost a great deal more than it did just a few years ago.

Depending on your personal circumstances, you may need very specific types and flexible amounts of coverage.

Affordable Coverage

Our condo policies cover:

  • Your unit, from the studs in (e.g., your floors, cabinets, interior walls, etc.)
  • Your belongings (clothes, furniture, electronics, jewelry, etc.)
  • Lawsuits or claims against you
  • Condo association-member loss assessments

Customer-First Service

Our customers rely on our multi-award-winning claim and customer service.*

“I’ve been a customer for several years, and your reps have never failed to deliver. There are a lot of options for insurance, but you guys are the best. Thank you!” – C.C., San Diego, CA

Wallet-Friendly Pricing

Customizable coverages, affordable rates, and a wide variety of discounts (such as up to 25% off for also insuring your vehicle with us) help make our condo coverage one of the best values available.

Explore These Customizable Options

Blue icon for basic condo unit coverage

Basic Coverage

Best for most first-time owners – tailor-able coverage amounts with optional endorsements let you customize your policy.

Blue icon for Premier Choice Condo coverage

Premier Choice

More advanced than basic coverage – adds 13 more coverages and 18 higher coverage limits to a basic policy.

Blue icon for basic Signature Choice Condo coverage

Signature Choice

Best for high-value condominiums and significant personal property; adds more coverage, higher coverage amounts, and important features.

Take the Risk Coach™ Approach

A 2022 survey found that 96% of survey respondents misunderstood at least one important feature of their coverage. More than half misunderstood several. We want better than that for our clients. When you work with our Risk Coaches, you’ll work with a licensed insurance professional who’ll help you get the right coverage at the best price.


* American Business Awards® Gold Stevie Awards®: 2022, 2021, 2020, 2019
Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. Policy provisions, exclusions, conditions, and terms apply. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.