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ELECTRIC INSURANCE
This is why you buy car insurance
Request your Electric Insurance auto rate quote now.
We’re “A” rated by A.M. Best for financial strength, so you can be confident of fast, fair claim payments.
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We’re right here in Beverly. So we’ll be here when you need us.
Yes, you can save serious money with Electric Insurance’s wide-ranging discounts. And when you have a claim—the real reason you buy insurance—count on us to get you back on the road faster. And with more left in your wallet. (The American Business AssociationSM has recognized our customer service and claims service with multiple Gold awards.+)
5 ways North Shore drivers can save*
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Multi-Vehicle Discount
If you have more than one vehicle on your policy, you can save 15% more.
If you have more than one vehicle on your policy, you can save 15% more.
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New Customer Discount
Save 10% off standard rates with the new customer Plan Ahead discount.
Save 10% off standard rates with the new customer Plan Ahead discount.
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Employee Discount
Take another 8% off if you’re a GE or Endicott College employee or alum living in Massachusetts.
Could you save, too? Call us to see if your employer participates in our employee discount program
Take another 8% off if you’re a GE or Endicott College employee or alum living in Massachusetts.
Could you save, too? Call us to see if your employer participates in our employee discount program

New Vehicle Discount
Save up to 7% more if your vehicle is less than three years old.
Save up to 7% more if your vehicle is less than three years old.

Paid-in-Full Discount
5% additional paid-in-full discount applies when you pay in full in a single payment.
5% additional paid-in-full discount applies when you pay in full in a single payment.
Getting you back on the road faster^
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No-hassle new car replacement
We’ll pay to replace totaled or stolen/non-recovered new vehicles—without depreciation.
We’ll pay to replace totaled or stolen/non-recovered new vehicles—without depreciation.
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OEM Parts
We’ll authorize your repair shop to use brand-new, original manufacturer’s parts.
We’ll authorize your repair shop to use brand-new, original manufacturer’s parts.
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Total Care for Totaled Vehicles
If your vehicle is totaled or stolen/non-recovered, you’ll get fast, advanced payment plus more time on your rental car while you find a replacement.
If your vehicle is totaled or stolen/non-recovered, you’ll get fast, advanced payment plus more time on your rental car while you find a replacement.
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Signature Choice Claim Service Guarantee™
We’ll send you $100 if you make a claim for physical damage to your vehicle and you don’t feel we treated you with the care, respect, and courtesy you deserve.
We’ll send you $100 if you make a claim for physical damage to your vehicle and you don’t feel we treated you with the care, respect, and courtesy you deserve.
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SmartConnect app
For faster claim processing without waiting for an adjustor.
For faster claim processing without waiting for an adjustor.
So, what’s with the funny name?
Our name is as unique as our roots. Electric Insurance Company was founded in 1966 to provide exceptional auto and home insurance for General Electric employees. Now we help customers like you get right coverage at the right price. And it’s all backed by the best service from the Back Bay to the Berkshires.
