ELECTRIC INSURANCE

Protect Your Vehicles Affordably

Massachusetts Drivers Save With Great Discounts

More Savings & Policy Features Include:

New customers in Ohio can get a 10% discount on their auto insurance

10% New-Customer Discount

New auto policy customers can save 10% off our standard car insurance rates.

Bundle in Ohio and save on an additional 10% your car insurance and 15% to 20% on your home insurance

Bundled Policy Discounts & Deductible Savings

Bundle your Auto and Home policies with Electric Insurance and get additional discounts on both.

Get coverage that pays to replace your qualifying new vehicle - without deducting for depreciation.

No-Hassle New Car Replacement

If your newer vehicle is totaled by a covered cause of loss, we’ll replace it with a new one – without deducting for depreciation.²

Massachusetts drivers get extra help with totaled vehicles.

Total Care for Totaled Vehicles Program

We'll provide advance payment for totaled or stolen/non-recovered vehicles and extend use of your rental vehicle if you have rental coverage so you 'd have extra time to shop for a replacement vehicle.³

Get more discounts if your car is three years old or less.

New/Newer-Car Discount

Save 3%–7% if the vehicle you insure with us is up to three years old.

Your policy is only as good as the claim service that backs it.

Award-Winning Claim Service

We pride ourselves on taking great care of our customers. Get a quote and learn for yourself why 99% of surveyed respondents who've filed a claim with us would renew.⁴

About Us

We’re a Massachusetts company who insures our neighbors from the Back Bay to the Berkshires. For more than 50 years, we’ve provided customers like you with the right coverage at the right price and the best service. Our Risk Coaches are licensed agents who help you understand your needs and get the discounts you deserve.⁵

The information on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and in the policy, the terms in the policy apply.

1. American Business Awards^SM; terms and conditions apply to the Signature Claim Service Guarantee^SM; availability varies by state.

2. Pays to replace your totaled or stolen vehicle with a new one of the same make, model, and equipment without deducting for depreciation, when you have Collision and Comprehensive/Other Than Collision coverage. Applies to vehicles up to one year old with 15,000 or fewer miles on the odometer.

3. Terms and conditions apply.

4. Based on a 2017 Electric Insurance Company customer claims survey

5. Electric Insurance Company Risk Coach™ professionals help you assess your current coverages and exposure to risk based on the information you provide during your discussion. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.