Protect Your Vehicles Affordably

Why Choose Electric Insurance?

Reliable, cost-effective insurance for your vehicles doesn’t have to compromise on such features as automatic new car replacement coverage. Drivers in New Jersey now can take advantage the Great Driver program discount, a new customer discount, and award-winning claim service backed by our Signature Claim Service Guarantee.¹

More Savings & New Policy Features Include:

12% New-Customer Discount

New auto policy customers can save 12% off our standard car insurance rates.

 

Bundled Policy Discounts

When you bundle your Auto and Home policies with Electric Insurance, you'll get a discount on both.

 

No-Hassle New Car Replacement²

If your newer vehicle is totaled by a covered cause of loss, we'll replace it with a new one - without deducting for depreciation.

 

Great Driver™ Discounts³

Receive a 10% discount just for enrolling in our Great Driver program. Earn a good score and you can save even more when you renew your policy.

 

Award-Winning Claim Service⁴

We pride ourselves on taking great care of our customers. Get a quote and learn for yourself why 99% of surveyed respondents who've filed a claim with us would renew.

 

About Us

For more than 50 years, we’ve provided customers like you with the right coverage at the right price and the best service. Our Risk Coaches are licensed agents who help you understand your needs and get the discounts you deserve.⁵

The information on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and in the policy, the terms in the policy apply.

1. American Business Awards^SM; terms and conditions apply to the Signature Claim Service Guarantee^SM; availability varies by state.

2. Pays to replace your totaled or stolen vehicle with a new one of the same make, model, and equipment without deducting for depreciation, when you have Collision and Comprehensive/Other Than Collision coverage. Applies to vehicles up to one year old with 15,000 or fewer miles on the odometer.

3. The Great Driver™ smartphone app is a Risk Coach™ service from Electric Insurance Company^®. Great Driver program auto policies are currently available in AZ, CT, IL, MO, OH, NJ, TX, and WI. Participation is optional. Eligibility, qualifications, and availability may be modified or changed at any time.

4. Based on a 2017 Electric Insurance Company customer claims survey

5. Electric Insurance Company Risk Coach™ professionals help you assess your current coverages and exposure to risk based on the information you provide during your discussion. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.