Employee-paid car and home insurance voluntary benefits program

ELECTRIC INSURANCE

Auto & Home Voluntary Benefits Program

  • Turn-Key Implementation

  • Award-Winning Service

  • Payroll Deduction Program

Call today to learn more:

Ryan Lawlor l Manager, Business Development and Field Marketing

978.578.9662 l Ryan.Lawlor@ElectricInsurance.com

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Enhance Your Benefits Program with Voluntary Auto, Home, and Umbrella Liability Insurance

Designed for Employees, with Employers in Mind

 

Do your employees know how to get the right car and home insurance for the best value?

Understanding insurance coverages can be tough. From knowing what kind of and how much coverage you need (or don’t need) to making sure you’re getting the most affordable rate, the process can be overwhelming.

And what happens when you have a claim? How do you know you will be well taken care of? Navigating insurance claims can be daunting — and time-consuming.

We’re here to help. Adding Electric Insurance Company’s auto, home, and umbrella liability program to your voluntary benefits provides your employees with excellent coverage, award-winning service, and program discounts.1

 

Program participants qualify for discounts on auto and home insurance.

Employee car and home insurance discounts 

Employees can save up to 10% on auto insurance and 5% on their home, condo, or renters insurance.

 
The payroll deduction program saves employees and average of $145 per policy term.

Convenient payment options

Multiple payment options include our cost-saving payroll deduction program, which allows employees to save an additional 2% - 4% off their policies and avoid service fees.1

 
The Risk Coach Tool is free for employees

Online education tool

Our personalized risk estimator allows employees to see the most common causes of loss in situations like theirs.

 
Our Risk Coaches are licensed insurance professionals.

Risk Coach™ approach

Employees have access to a Risk Coach, licensed professional who conducts one-on-one insurance reviews to help employees understand coverage “gaps and gotchas” and identify the best way to protect their most valuable assets.2

 
Multi-Award winning claims customer service

Award-Winning customer service

Our 24/7/365 claim service is so good that it's both guaranteed and trademarked. We call it the Signature Claims Service Guarantee. If customers make a claim for damage to their covered vehicle and don't feel we met our promise of exceptional service, we'll send them $100.3 We live up to our promise of excellent service so well that we've won multiple gold awards at the American Business AwardsSM

 
 
 
 

Call us for more information about our employee benefits program.

Contact Ryan Lawlor at 978.578.9662

 

Benefits for Your Company

 

  • Employee-paid perk that will round out your benefits program and help increase satisfaction

  • Stability promoted by increasing individual financial wellness

  • Low-effort implementation

 

Benefits for Your Employees

 

Auto, home, and payroll deductions discounts add up

Savings on their policy premiums

Employees can save up to 10% on auto insurance and 5% on their home, condo, or renters insurance plus more when they enroll in the payroll deduction program.1

 
Employees appreciate the convenience of a payroll deduction program

Convenient payroll deduction program

Most participants save an average of $145 when they pay their auto and home premiums through the program.4

 
Employees can save up to an additional 12% with new customer discounts

New customer discounts

New car insurance customers can save up to an additional 15% and new home insurance customers can save up to 10%.1

 
Employees who get both their car and home insurance through the program get additional discounts

Multipolicy discounts

Employees can bundle their auto and home insurance with us and save up to an additional 10% on their auto insurance and 25% on their home insurance.1

 
New vehicles that are totaled are replaced without deducting for depreciation

No-Hassle new car replacement cost coverage

We'll pay to replace totaled or stolen/non-recovered new (or newer) vehicles with a new one of the same make, model, and equipment – without deducting for depreciation.3

 
Get an additional discount for new and newer cars

New car discount

Participants save 3%–7% if the vehicle they insure with us is up to three years old.1

 
Get an additional discount for electric or hybrid vehicles

Electric/Hybrid vehicle discount

Save 10% off our standard auto rates when you insure an electric or hybrid car with us.1

 
Extra car for employees whose covered vehicle is totaled or stolen and not recovered

Total Care for Totaled Vehicles Program

We'll provide advance payment for totaled or stolen/non-recovered vehicles and extend use of your rental vehicle if you have rental coverage, so that you have extra time to shop for a replacement vehicle.

 
Flat tire changes emergency oil and water delivery lockout assistance and more

Automatic roadside assistance services with Towing & Labor coverage

No need to pay for expensive auto club memberships; you get six types of unlimited emergency roadside assistance services when you have Towing & Labor coverage included in your policy5

 
Discount for safe drivers and more

Safety Device Discounts & More

Participants may also qualify for safe driver, anti-theft, safety device, and other discounts.1

 

 

With Electric Insurance Company, your employees get peace of mind knowing there’s someone on their side in the event of a loss. In fact, 99% of customer survey respondents who have filed a claim said they would renew with us.6

 

Call us for more information about our employee benefits program.

Contact Ryan Lawlor at 978.578.9662

About Us

Electric Insurance Company—with a credit rating of “A” from A.M. Best—is a national, leading provider of personal insurance products. Established in 1966 specifically to serve GE employees, Electric Insurance now extends its superior auto, home and excess liability coverage products and outstanding service to employer benefit programs.

Genuinely exceptional claim service

Customer Testimonial

“I am in an area…that was heavily impacted by Hurricane Irma. While most of my friends were waiting to hear back from their insurance company after having called in a claim, the Electric Insurance Company Catastrophe Response Team was out knocking on doors. I had not yet even called in a claim when they came to my door to see how they could help. I could not be more impressed by your service, and I may be more difficult to impress than most, as I am a licensed insurance agent. Many thanks to the entire team at Electric Insurance.” – L.T. Booth

The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply. 
1. American Business AwardsSM; terms and conditions apply to the Signature Claim Service GuaranteeSM; availability varies by state.
2. Product, service, program, credit, and discount availability and limits vary by state.
3. Electric Insurance Company Risk Coach™ professionals help you assess your current coverages and exposure to risk based on the information you provide during your discussion. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.