Father and son in the back of a car

ELECTRIC INSURANCE

Come Back and Try Us Again!

Let’s pick up where you left off.

 

 

If it’s been a while since you checked out our coverage and services, you may be in for a pleasant surprise.

 

It’s our not-so-little extras that make good coverage great—and discounts make it even better. Here are just a few ways you can save on our standard insurance and still get exceptional coverage.

New car insurance customers qualify for a new customer discount

Save up to 15% with a new customer discount. The average new customer saves $201 off standard rates

 
Get a discount for having a new or newer vehicle.

Save up to 7% if you have a new or newer vehicle.Most customers save about $122.

 
Get a discount on both your car and home insurance when you bundle them with Electric Insurance

Save up to 25% with multi-policy discounts that apply to both your car and home. Average savings is $148.

 
Save 10% if you have an electric or hybrid vehicle.

Save 10% if you have an electric or hybrid vehicle for an average savings of $200.

 
Take 5% off your auto premium if you pay in full in one payment.

Save 5% when you pay your car insurance premium in a single payment –that means about $100 off.

 
You may qualify for several discounts.

Save more with safe-driver, anti-lock brake, and other discounts.

 

Want to learn more or get a quote?

Call our Risk Coach™ professionals at 800.825.68002

 

Our Standards Are High. Shouldn’t Yours Be?

 

These standard auto coverages and services3 are “extras” with other carriers

Does your auto insurance offer a service gurantee?

Signature Claim Service GuaranteeTM

If you don't get the prompt, courteous service you deserve when you make an auto damage claim, we'll send you $100.

 
New car replacement coverage is standard on our policies.

New car replacement

If your new vehicle is stolen or totaled, we'll pay the full replacement cost of a similar new vehicle - no depreciation applied.

 
We work to make sure you get a fast payment for your totaled vehicle.

Total Care for Totaled Vehicles program

Get quick payment and extra time on your rental, so you have time to shop for a replacement vehicle.

 
Get unlimited emergency use of six different types of emergency roadside assistance services

24/7/365 emergency roadside assistance services are included with Towing and Labor coverage4

Towing & Labor coverage includes unlimited use of six different types of roadside assistance services.

 
We authorize the use of OEM equipment for repair of qualifying vehicles.

Authorized use of original equipment manufacturer parts

We authorize your repair shop to use OEM parts for vehicles under two years of age or with fewer than 24,000 miles.

 
The SmartConnect claims app helps you get a faster payment.

SmartConnect Claims App

Our very convenient smartphone app allows damage inspection to be done using your smartphone so you don't have to wait around for an adjuster when you have a claim.

 
 

You’ll Benefit from Our Risk Coach® Approach

 

We get it. Understanding insurance coverage can be tricky—and tedious! Our Risk Coaches are licensed agents who help you understand what you do and don’t need, and they develop an effective coverage strategy for your auto, home, and excess liability exposures.

Standard & Optional Coverages

Get the coverage you need and want. Find out what coverages are required in all states and which are required in some states, and learn about optional, but important, coverages.

Coverage for Motorcycles and More

Our Risk Coaches help with specialty coverage for ATVs, RVs, boats, snowmobiles, and more.

Check Out Our Free Digital Risk Coach

Insurance is complex, so it’s common to buy policies without reviewing them. But that can bring some unwelcome surprises when you have a claim. Avoid common gaps and misconceptions by looking at insurance in a new way with our easy Risk Coach tool. Personalize your experience and get useful tips to be sure you’re covered when you need it. Try the Risk Coach Tool.

The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.
1. Product, service, program, and discount availability and limits vary by state. Eligibility criteria apply. The new vehicle discount and the electric/hybrid vehicle discount cannot be combined. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.
2. Electric Insurance Company Risk Coach™ professionals help you assess your current coverages and exposure to risk based on the information you provide during your discussion. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.
3. Terms and conditions apply.
4. Emergency roadside assistance services are provided by Quest Towing Services, LLCSM; terms and conditions apply.
855.825.6800