Home Insurance Discounts

Overview of Discounts and Credits

Please note that this partial list of discounts/credits and their descriptions are for general information only; the eligibility criteria, availability of discounts, and the coverages to which they apply vary by state. For exact coverage provisions, availability, terms, limitations, and exclusions, please contact Electric Insurance Company at 800.342.5342 

• Employees of employers who participate in Electric Insurance Company's employee insurance program 


• Multi-policy discount (having both your vehicle and your home with Electric Insurance)


• New home buyer


• New home customer


• Claims-free status


• New and newer homes


• Extensively renovated homes (New Jersey)


• Length of tenure with Electric Insurance Company


• Presence of fire alarms on the premises 


• Presence of sprinklers on the premises


• Presence of a burglar alarm on the premises


 

Learn more about the definitions of these terms in the Glossary.

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.