Discover awesome auto claim service.

Couldn't you use one less thing to worry about?

So call Electric Insurance at 855.227.8555 and complete a no-obligation auto insurance quote. You’ll like what you learn about our coverage features and affordable rates. But what sets Electric Insurance apart is the real reason you buy insurance:

When you have a claim, Electric Insurance Company’s award-winning service is priceless.¹

New! Accident Forgiveness²  Get up to $500 more on your claim payment, save up to 40% in premium surcharges when your policy renews, and keep up to 15% of your safe driver discounts.

No-hassle new car replacement³We’ll pay to replace totaled or stolen/non-recovered new vehicles—without depreciation.

Total care for totaled vehicles³ If your vehicle is totaled or stolen/non-recovered, you’ll get fast, advanced payment plus more time on your rental car while you find a replacement.

Signature Choice Claim Service Guarantee™³ We’ll send you $100 if you make a claim for physical damage to your vehicle and you don’t feel we treated you with the care, respect, and courtesy you deserve.

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.

1. American Business Awards^®

2. Applies to accident losses related to Collision, Comprehensive/Other Than Collision, and Uninsured Motorists Property Damage coverages only; waives up to $500 of the related deductible per policy period; waives one eligible accident in a policy period; any one eligible accident in a policy period will not affect the policy’s rates at renewal. Once used, eligibility for the surcharge waiver resets in 36 months.

3. Terms and conditions apply.