Use Your Deductible and our Bundle Plus Feature to Save

Choosing a higher policy deductible helps lower your insurance rates. But what happens if your vehicle and home are damaged at the same time, by the same cause? It’s not uncommon – we’re sure you’ve heard stories about the person who hit the gas instead of the brake when parking and took out the back wall of the garage and the front end of their vehicle.

You’d end up paying two high deductibles at once. That could take a huge bite out of your claim check.

We’d rather treat our loyal customers better. So if you insure both your vehicle and home (or condo or apartment) with us, our “Bundle Plus” feature will protect you. It means that if the same covered incident (such as a hailstorm, fire, or tornado) damages your car and your home at the same time, you’ll only pay the deductible from your home policy.

That means your claim check may be bigger by as much as $2,500.

Bundle Plus is available with our Auto Plus, Premier Choice, and Signature Choice policies.

You have an advantage. Contact us to get it. 

Our Risk Coaches™ are licensed insurance professionals who are trained to look at coverage from your perspective. They’re glad to help you navigate the often-perplexing world of insurance coverage. Call us at  800.342.5342 Monday through Friday, from 8:00 a.m. to 8:00 p.m. ET.

1 Applies to incidents that damage both the covered auto and home; terms and conditions apply; subject to eligibility.

Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.