ELECTRIC INSURANCE

Preparing Your Property for a Hurricane

Hurricane season kicks off June 1st and runs through the end of November.

Typically late summer and early fall generate the greatest amount of hurricane activity in the Atlantic. Although the predictability of hurricanes continues to improve, it's important to have an established emergency plan well in advance of a hurricane hitting your area.

Safety for you and your family, and protection of your auto(s) and home is critical. In the event that a hurricane strikes and you experience damage, Electric Insurance is prepared to assist you. Our experienced claims representatives are available to take your claim 24 hours a day, 7 days a week at 800.342.5342. For now, check out the tips that follow so that you can be as prepared as possible.

Mitigate Damage to Your Home:

Remove diseased or damaged limbs and branches on a regular basis
Pull down storm shutters (if applicable)
Put away or secure all outdoor furniture, your gas grill, and other items that may be blown away by wind
If your vehicle is at home, make sure it is secure with windows up, doors locked, and housed in a garage or other wind-protected area on your property
If your vehicle becomes flooded, abandon it. Don't try moving it or starting the engine as you could cause additional damage. Notify our Claims Center at 800.342.5342 as soon as possible if this happens

Emergency Supplies to Have on Hand:

Battery-powered flashlight and radio
Extra batteries
First Aid kit and manual
Non-perishable food
Container(s) of fresh water
Manual can opener
Essential medicines
Cash or credit cards
Vehicle(s) with full tanks of gas

Plan an Evacuation Route Ahead of Time:

Contact your local emergency management office or American Red Cross and ask for your community hurricane preparedness plan to get the safest evacuation routes and nearby shelters
Learn the safest route inland

Family Preparation:

Teach family members how and when to turn off gas, electricity and water
Teach children how and when to call 911 and which radio station to tune into for emergency and weather information
Determine now whether you will (1) go to a destination shelter, (2) leave the area for a safer place inland, or (3) stay in your own home — but only if allowed by your local authorities
Develop an emergency communication plan. If family members are separated during a disaster, have a plan for getting back together. Designate an out-of-state relative or friend to serve as the "family contact" for family members to check in with
In the event of an evacuation, take important personal and family documents such as car registrations, titles, insurance documents, etc. with you in a waterproof bag
Make advance preparations for pets as they are not allowed at most shelters

Other Tips:

Retain all receipts/invoices for repairs done to your home resulting from hurricane damage
Never touch or drive over a downed electric line
Stay clear of flooded streets as they pose danger of strong currents and sinkholes
Restrict cell phone use to emergency calls only
Electric Insurance first-report claims lines are open 24 hours a day, 7 days a week at 800.342.5342.

Learn More About Surviving Disasters

When it comes to preparing for a disaster, a good offense is the best defense. For more information on how to better prepare for all types of disasters, visit the Federal Emergency Management Agency (FEMA) online at www.fema.gov. You'll find valuable resources on disasters ranging from hurricanes and floods to wildfires and terrorism, with pages dedicated to planning ahead, applying for assistance, and recovering and rebuilding.

Another helpful resource is the National Hurricane Center's website, www.nhc.noaa.gov. Their hurricane preparedness tools can help you develop a family disaster plan, including guidelines for taking care of pets during an emergency. In addition, you'll find tips for creating a disaster supply kit with a checklist you can print and use.

While disasters are often sudden and unpredictable, there are steps you can take to prevent damage and to protect your family.

What to Do Now

Call us to work with an Electric Insurance Risk Coach to help ensure you have the coverage you need. Our Risk Coaches are licensed insurance professionals who are glad to help you navigate the often-perplexing world of insurance coverage. Call us at 800.227.2757, Monday through Friday, from 8:00 a.m. to 8: 00 p.m. ET.