Preparing Your Property for a Major Storm

Late summer and early fall typically generate the greatest amount of tropical storm and hurricane activity in the Atlantic. Although the predictability of hurricanes continues to improve, it's important to have an established emergency plan well in advance of a major storm hitting your area.

Safety for you and your family, and protection of your auto(s) and home is critical. In the event that a major storm strikes and you experience damage, Electric Insurance is prepared to assist you. Our experienced claims representatives are available to take your claim 24 hours a day, 7 days a week at 800.342.5342. For now, check out the tips that follow so that you can be as prepared as possible.

Mitigate Damage to Your Home:

• Remove diseased or damaged limbs and branches on a regular basis
• Pull down storm shutters (if applicable)
• Put away or secure all outdoor furniture, your gas grill, and other items that may be blown away by wind
• If your vehicle is at home, make sure it is secure with windows up, doors locked, and housed in a garage or other wind-protected area on your property
• If your vehicle becomes flooded, abandon it. Don't try moving it or starting the engine as you could cause additional damage. Notify our Claims Center at 800.342.5342 as soon as possible if this happens

Emergency Supplies to Have on Hand:

• Battery-powered flashlight and radio
• Extra batteries
• First Aid kit and manual
• Non-perishable food
• Container(s) of fresh water
• Manual can opener
• Essential medicines
• Cash or credit cards
• Vehicle(s) with full tanks of gas

Plan an Evacuation Route Ahead of Time:

• Contact your local emergency management office or American Red Cross and ask for your community hurricane preparedness plan to get the safest evacuation routes and nearby shelters
• Learn the safest route inland

Family Preparation:

• Teach family members how and when to turn off gas, electricity and water
• Teach children how and when to call 911 and which radio station to tune into for emergency and weather information
• Determine now whether you will (1) go to a destination shelter, (2) leave the area for a safer place inland, or (3) stay in your own home — but only if allowed by your local authorities
• Develop an emergency communication plan. If family members are separated during a disaster, have a plan for getting back together. Designate an out-of-state relative or friend to serve as the "family contact" for family members to check in with
• In the event of an evacuation, take important personal and family documents such as car registrations, titles, insurance documents, etc. with you in a waterproof bag
• Make advance preparations for pets as they are not allowed at most shelters

Other Tips:

• Retain all receipts/invoices for repairs done to your home resulting from hurricane damage
• Never touch or drive over a downed electric line
• Stay clear of flooded streets as they pose danger of strong currents and sinkholes
• Restrict cell phone use to emergency calls only
• Electric Insurance first-report claims lines are open 24 hours a day, 7 days a week at 800.342.5342.

Learn More About Surviving Disasters

When it comes to preparing for a disaster, a good offense is the best defense. For more information on how to better prepare for all types of disasters, visit the Federal Emergency Management Agency (FEMA) online at www.fema.gov. You'll find valuable resources on disasters ranging from hurricanes and floods to wildfires and terrorism, with pages dedicated to planning ahead, applying for assistance, and recovering and rebuilding.

Another helpful resource is the National Hurricane Center's website, www.nhc.noaa.gov. Their hurricane preparedness tools can help you develop a family disaster plan, including guidelines for taking care of pets during an emergency. In addition, you'll find tips for creating a disaster supply kit with a checklist you can print and use.

While disasters are often sudden and unpredictable, there are steps you can take to prevent damage and to protect your family.

What to Do Now

Call us to work with an Electric Insurance Risk Coach to help ensure you have the coverage you need. Our Risk Coaches are licensed insurance professionals who are glad to help you navigate the often-perplexing world of insurance coverage. Call us at 800.227.2757, Monday through Friday, from 8:00 a.m. to 8: 00 p.m. ET.

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.

Electric Insurance Company Risk Coaches help you assess your current coverages and exposure to risk based on the information you provide during your discussion with them. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.