Will you cover a rental vehicle if I need one?

Are you insured by Electric Insurance Company?

If you are, and your auto policy includes alternate transportation/rental reimbursement coverage, we will pay for your rental vehicle once your body shop begins repairs. Coverage will continue until either your vehicle is back on the road or until your coverage limit runs out, whichever comes first.

If your vehicle is a total loss, the amount of the authorized rental coverage may be limited, so you should begin shopping for a new vehicle once it’s been determined that it’s necessary to do so.

You can use any rental company you like; however, we do have contracted rates and a direct billing arrangement with Hertz as a convenience to you. That means that preferred (lower) rates would apply, making your coverage stretch a little further and that Hertz would bill us directly for the covered portion of the bill. If you do not have rental coverage on your Electric Insurance policy, and you are not at fault for the accident, you can seek reimbursement from the at-fault party’s insurance.

If you have a policy with Electric Insurance, the coverage on your own vehicle generally extends to the rental vehicle as well.

You are not insured by Electric Insurance Company

Any reimbursement for a rental will be confirmed once the claim investigation is complete. Should Electric Insurance accept liability, your assigned adjuster will confirm the reimbursement rate and time-frame guidelines. Any rental vehicle obtained prior to a completed investigation will be considered an out-of-pocket cost with no guarantee of reimbursement by Electric Insurance.

Please note that Electric Insurance does not cover costs associated with gas, mileage, or any other optional insurance purchased with a rental vehicle.

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.