ELECTRIC INSURANCE
Wisconsin Residents Can Save More on Auto & Home Insurance
Why Choose Electric Insurance?
Drivers in Wisconsin can take advantage of great discounts, and award-winning, guaranteed claim service.1 Reliable, cost-effective insurance for your vehicles doesn’t have to compromise on such features as new car replacement coverage.
Auto Program Discounts2
10% New-Customer discount
New auto policy customers can save 10% off our standard car insurance rates.
Bundled policy discounts
Save an additional 5% when you bundle your Auto and Home policies with Electric Insurance.
Great Driver™ discounts
Get an additional 10% discount just for enrolling in our Great Driver program. Earn a good score and you can save even more when you renew your policy.3
Employee discounts
Contact us to find out if your employer participates in our employee discount program. You could save up to 10% more!
New/Newer-Car discount
Save 3%–7% if the vehicle you insure with us is up to three years old.
More discounts
You may also qualify for discounts for being a safe driver, having anti-theft and/or safety devices in your vehicle, paying your premium in full in a single payment and more.
Get free a quote.
Call our helpful Risk Coach™ professionals at 800.856.3561.
Auto Coverage Perks5
Signature Choice Claim Service Guarantee™
We'll send you $100 if you make a claim for physical damage to your vehicle and don't feel you were treated with the care, respect, and courtesy you deserve.
No-hassle new-car replacement
We'll pay to replace totaled or stolen and non-recovered, new (or newer) vehicles with a new one of the same make, model, and equipment – without deducting for depreciation if your vehicle is up to one year old with 15,000 or fewer miles.
Automatic roadside assistance services with Towing & Labor coverage
No need to pay for expensive auto club memberships; you get six types of unlimited emergency roadside assistance services when you have Towing & Labor coverage.6
OEM parts authorized for repairs
For claims requiring repairs, we'll authorize your repair shop to use brand-new original manufacturer's parts if your vehicle is less than two years old with less than 24,000 miles.
Total Care for Totaled Vehicles program
We'll expedite your claim payment and provide extra time within your rental coverage if needed so you have time to shop for a replacement vehicle, if your covered vehicle is totaled or is stolen and not recovered.
SmartConnect remote adjuster app
Our very convenient smartphone app allows faster payment processing because damage inspection is done using your smartphone – no need to wait around for an adjuster when you have a claim.
Home, Condo & Renters Insurance
Houses, condos, and apartments – we cover them all. We help you get the right type of coverage for your specific needs. We even offer the very rare option of Guaranteed Replacement Cost coverage.1 That means if the cost of rebuilding your home exceeds your policy’s limit, we’d cover the extra cost.
New customer discount: home policy
New home, condo, or renters insurance customers can save up to 10% off standard rates.1
Employee discounts
Contact us to find out if your employer participates in our employee discount program. You could save up to 5% more!
Bundled policy discounts
Save up to an additional 20% when you bundle your Auto and Home policies with Electric Insurance.
New/Newer Home discount
Save up to 18% more if your home is up to 14 years old.
Umbrella Coverage: Have Additional Protection and Peace of Mind
A successful lawsuit or claim against you could easily cost you hundreds of thousands of dollars, or even more. While your Auto or Home policy would provide some coverage, a settlement or judgment against you could quickly exceed the policy limit. If so, it’s likely that your assets would have to be used to pay the balance.
Fortunately, an Umbrella policy can step in to provide coverage when your Auto or Home policy’s coverage limits run out.
An Umbrella policy pays the difference between the amount of a judgment or settlement against you and the limits of your Auto or Home policy. For example, say there’s a $500,000 judgment against you resulting from a car accident and your Auto policy’s liability limit is only $100,000; an Umbrella policy would cover the $400,000 difference.7
An inexpensive Umbrella policy provides additional protection and extra peace of mind.
Coverage for ATVs and More
Electric Insurance Agency, LLC, our in-house insurance agency, can help you with specialty coverage for ATVs, RVs, boats, snowmobiles, and more.8 Find out more about insurance for your recreational vehicles here.
