Blue and yellow accident forgiveness feature iconPremier Choice Auto with Accident Forgiveness

 

Ouch! Your auto insurance rates can go up by more than 50% after an at-fault accident – and you’ll still have to pay your deductible! Avoid that surcharge and keep up to $500 of your deductible in your wallet with a policy that includes our Accident Forgiveness provision.1

Here’s What You Get

Premier Choice builds on Auto Plus with two expanded coverages and three additional features – and all can save you money if you have a claim.2

  • Expanded New Vehicle Replacement Cost adds eligibility for vehicles up to two years old with 30,000 or fewer miles on the odometer.

  • Expanded authorization of OEM parts for repairs adds eligibility for vehicles up to four years old with 50,000 or fewer miles on the odometer.

  • Upgraded Towing & Labor coverage pays up to $125 (higher amounts are available) when you need a tow; you’ll also get unlimited use of six types of Emergency Roadside Assistance Services.3

  • Trip Interruption Expense coverage has your back when you’re far from home. It covers unexpected meal and lodging expenses you incur when your vehicle either breaks down or is undrivable due to an accident and you have to wait 24 hours or more for it to be fixed.

  • Ultra-low deductible for auto glass repair or replacement. Who wants to pay a high deductible to fix or replace a broken windshield? Not you! With Premier Choice, you pay only $50.

Contact us

Call us to see whether Premier Choice Auto is right for you. We’ll help you review your coverage risks – including the effect of any upcoming teen drivers you may plan to add to your policy. We’re ready to help at 855.361.5500, Monday through Friday, from 8:00 a.m. to 7:00 p.m. ET.

Disclosures

Disclosure Statements

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.

1. Applies to accident losses related to Collision, Comprehensive/Other Than Collision, and Uninsured Motorists Property Damage coverages only; waives up to $500 of the related deductible per policy period; waives one eligible accident in a policy period; any one eligible accident in a policy period will not affect the policy’s rates at renewal. Once used, eligibility for the surcharge waiver resets in 36 months.

2. Terms and conditions apply.

3. Emergency roadside assistance services are provided by Quest Towing Services, LLC; terms and conditions apply.
call-now 855.361.5500