Employee auto home condo and renters insurance program discounts


Synchrony Financial employees deserve better-than-average-insurance



or Start Online

Retrieve a Saved Quote

Forgot your reference number?
Want to issue your home policy?
Call Electric Insurance at 855.235.0307
(Mon-Fri: 8.00 AM to 7.00 PM ET)

Synchrony Financial employees deserve better-than-average-insurance

Enjoy the benefits of a personal insurance program created for employees. Get car and home insurance and the PEL benefit through the Synchrony Financial employee discount insurance program and leverage our more than 50 years’ experience insuring employees of large companies.

One Employee Program

Many Advantages

Employee discounts and pricing

Employees receive discounts on their auto and home insurance and special pricing on the Personal Excess Liability (PEL) employee benefit.¹

The Risk Coach™ approach

Our Risk Coaches are licensed agents who are familiar with common coverage gaps and insurance myths and misconceptions. They’ll make sure you know how to avoid those traps and help you develop an effective coverage strategy.²

Our Claims Team

We reward our adjusters based only on customer satisfaction and proactively check on customers in catastrophe areas before they file a claim, and these are only two of the reasons our trophy shelf is full of awards for putting our customers first.³

Payroll Deduction Program

Avoid the hassle of remembering to pay by check or phone and simply have your premiums deducted from your paycheck. You’ll get additional discounts on your car and home insurance and save up to $55 in service fees per policy term.⁴

The Great Driver™ smartphone app

Use this free app to analyze your driving patterns, earn a score, and get personalized tips on how to improve your behind-the-wheel skills. A 5-10% discount for enrolling in the Great Driver car insurance program is available in several states.⁵

Personal Excess Liability (PEL) insurance

This coverage protects you from the financial consequences of a claim, lawsuit, judgment, or settlement against you or a covered household family member. If you drive, please consider PEL coverage, because the most common type of employee PEL claim is related to being found at-fault in a car accident.

Customer enjoying auto and home insurance discounts

Savings Opportunities¹

  • Employee auto and home insurance discounts
  • Payroll Deduction Program participation discounts
  • Annual and semi-annual payment plan discounts
  • Multi-policy discounts that apply to both your car and home insurance
  • New car insurance customer discount
  • Electric/hybrid vehicle discount
  • New home buyer and newer home discounts
  • Additional credits and discounts are available for safety devices, safe driver status, good students, and more.

Standard Features Employees Rely On⁶


Signature Claim Service Guarantee™

Our claim service is so good that we guarantee it. Make a claim for damage to your vehicle and get the prompt, courteous service you deserve, or we’ll send you $100.

Emergency roadside assistance

Towing & Labor coverage comes with the added security of unlimited roadside assistance service. You and anyone using your car with your permission will get lockout services, flat tire changes, jump-starts, towing, winching, and emergency fuel and fluid delivery when and where you need them.⁷

Original equipment manufacturer (OEM) parts

We authorize your repair shop to use OEM parts for vehicles under two years of age or with fewer than 24,000 miles on the odometer.

Automatic new car replacement

If your new vehicle is stolen or totaled, we’ll pay the full replacement cost of a similar new vehicle – no depreciation applied.

Total care for totaled vehicles

Get a fast check for your totaled vehicle and extra time added to your rental coverage, so you have time to shop for a replacement vehicle.

Risk Coach helping a Synchrony employee with car and home insurance.

Free Risk Coaching for All Employees

We help all Synchrony Financial employees – even if you don’t have a policy with us. We take the Risk Coach™ approach to helping you with your insurance. Our licensed professionals review your coverage to help you understand what you need so you aren’t over- or underinsured.

Get a free quote, and you’ll see that an Electric Insurance policy includes employee discounts and excellent coverage. Of course, our award-winning claim service backs up every policy we write.

With our credit rating of “A” from A.M. Best, you know you’ll be in good hands.

Call 855.235.0307 Monday – Friday, 7:00 a.m. to 9:30 p.m., to set up your free Risk Coach coverage review.

1. Product, service, program, and discount availability and limits vary by state. The information on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.
2. Electric Insurance Company Risk Coach™ professionals help you assess your current coverages and exposure to risk based on the information you provide during your discussion. The services provided are for informational purposes only and do not create a professional or fiduciary relationship. Incomplete information or a change in your circumstances after your meeting may affect coverage requirements or recommendations.
3. American Business AwardsSM.
4. Availability varies by state; eligibility criteria applies. Estimated savings are based on 11-month waiver of a $5 monthly service fee.
5. The Great Driver™ smartphone app is a Risk Coach™ service from Electric Insurance Company. The Great Driver app Self Challenge is available free of charge to all employees. Participation is optional. Eligibility, qualifications, and availability may be modified or changed at any time.
6. Terms and conditions apply.
7. Emergency roadside assistance services are provided by Quest Towing Services, LLC; terms and conditions apply.