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A new look at your car and home insurance



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(Mon-Fri: 8.00 AM to 7.00 PM ET)


During this pandemic, we’ve learned a new appreciation for savings, the crucial importance of reliable service providers, and of taking care of each other.


Auto Savings1


Low-Mileage Discount. Most of us have put a lot fewer miles on our vehicles, so you may already qualify for a “low-mileage” discount on your auto insurance.

Payment discounts. Take 5% off your auto rate by paying your annual premium in a single payment. Save 3% if you pay it in two payments. 

Accident Forgiveness.2  Our new “accident forgiveness” feature saves you money by waiving up to $500 of your deductible and the standard premium surcharge – which is usually hundreds of dollars. And if you enjoy a Safe Driver discount, you’ll keep that.

Bundle savings. Discounts apply to both your car and home insurance when you place both with us. 

Great Driverdiscount. You, your friends and your family members can save up to an additional 10% by signing up to use our Great Driver app.

Utmost reliability. Car accidents can be stressful events. So we help you manage that with our Signature Claim Service Guarantee™. If you feel we did not treat you with courtesy, consideration and respect, we’ll send you $100.

There are a lot more discounts, coverage features, and services that will help you save money and give you confidence in a changing world.

Call us to see what we can do for you – and your friends and family. We’re available Monday through Friday from 8:00 a.m. to 8:00 p.m. ET at 800.342.5342 to help plan your coverage and savings strategy.


1. Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.
2. Applies to accident losses related to Collision, Comprehensive/Other Than Collision, and Uninsured Motorists Property Damage coverages only; waives up to $500 of the related deductible per policy period; waives one eligible accident in a policy period; any one eligible accident in a policy period will not affect the policy’s rates at renewal. Once used, eligibility for the surcharge waiver resets in 36 months.
3. Terms and conditions apply