Blue and yellow icon for electric and hybrid vehicle discount  Electric & Hybrid Vehicle Insurance

 

You can tell by our name: We love electric and hybrid vehicles - and their owners!

That’s why you’ll get EV/Hybrid vehicle and new customer discounts included with your auto insurance quote. Enroll in the Great Driver™ App Program at the same time and we’ll take another 10% off!1

Customers who switch their auto coverage to Electric Insurance Company save an average of $675 on their policy.2

Protect your investment in your green vehicle 

Select from three flexible, customizable, coverages. Two even include an Accident Forgiveness provision that could save you more than $1,000 by waiving your claim deductible and policy surcharges if you are at fault in an accident.3

Don’t just take our word for it.

  • Our Signature Claim Service Guarantee™ stands behind your policy. If you feel you aren’t treated with the respect and courtesy you deserve when you file a claim, we’ll send you $100.

  • 97% of surveyed customer claimants responding to a survey said they would renew their policy based on their claim experience alone.4

  • The American Business Awards® has recognized us with gold service awards nine times.3

Our customers have a lot to say, too.

“I was always skeptical about going with a company out of town. But you’re every bit as responsive as any local agent we have had in the past.” – M. S., NY

"Derek…was extremely helpful and awesome to work with. This is an awesome insurance company to work with.” – E.K., MO

Take the Risk Coach™ Approach

A 2022 survey found that 97% of survey respondents misunderstood at least one important feature of their insurance coverage. More than half misunderstood several. We want better than that for our clients. When you work with our Risk Coaches, you’ll work with a licensed insurance professional who’ll help you get the right coverage at the best price.

Call or Use Chat to Contact a Risk Coach

Use the chat feature on this page, or call us for a no-cost, no-obligation-to-buy, quote for car insurance coverage needs assessment. Our Risk Coaches are glad to help you navigate the complex world of auto insurance coverage. Call us at  800.342.5342  Monday through Friday, from 8:00 a.m. to 8:00 p.m. ET.

 

Disclosure statements (Opens in a new window)

 

Disclosure Statements

Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services, or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply. Actual coverage in the event of a loss will apply as provided by the terms, conditions, and exclusions of the policy.

1. The Great Driver™ smartphone app is a Risk Coach™ service from Electric Insurance Company®. Great Driver program auto policies are currently available in AZ, CT, IL, KY, MO, NJ, OH, TX, and WI. Participation is optional. Eligibility, qualifications, and availability may be modified or changed at any time.

2. Average countrywide car insurance savings as reported by Electric Insurance Company customers surveyed through July 31, 2023; potential savings vary.

3. Terms and conditions apply.

4. Based on a 2022 Electric Insurance Company customer claims survey, where 97% of respondents stated they would renew their policy.

5. American Business Awards®: 2023 (2), 2022, 2021, 2020, 2019, 2017, 2015, 2013, 2012, and 2009.

6. Signature Claim Service GuaranteeTM