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    Great Options for Franklin Templeton Employees

     

    Solid protection. Real choices. Fast, fair claim payments.

     

    Auto and home insurance through the Franklin Templeton Voluntary Benefits Program can save employees like you hundreds of dollars on premiums and ensure reliable coverage backed by award-winning service.

    Program discounts 

    Customers who switch to the program save an average of $675 on their auto insurance. They could also save up to 20% on their home insurance. Bundling these coverages means you could save up to an additional 20% more on your home insurance and 5% more on your auto insurance.

    Feature-rich auto insurance packages 

    Auto Plus has everything you need, and five important coverages and services you want - all built in. 

    Premier Choice Auto builds on our Auto Plus package with five more features and coverages. 

    Signature Choice Auto includes all the coverages and features in Premier Choice and adds key features for unique, collector, or high-value vehicles. 

    Customizable home insurance 

    Homeowner Plus and Premier Choice coverage packages offer far more features, coverages, and services than standard homeowners policies. 

    Condominium Unit Owners coverage options 

    Renters Insurance cost an average of just $177.82 per annual term and includes a feature that pays to replace destroyed personal property without deducting for depreciation. 

    So, what’s with the funny name?

    Our name is as unique as our roots. Electric Insurance Company was founded in 1966 to provide exceptional auto and home insurance for General Electric employees. So we’ve been helping employees of large companies get the right insurance, at the right price, for more than 50 years. We’ve even picked up a shelf full of awards for superior customer service and claim service along the way.

    RSVP with a Risk Coach™

    Make the most of Franklin Templeton Voluntary Benefits Program. Call us at 855.789.7877 and talk to one of our licensed agents. They take a Risk Coach approach to identifying the common coverage gaps and surprises in insurance policies, and coach you to plan your coverages accordingly.

     

    Product, service, program, credit, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.342.5342. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.

     

    Disclosures (Opens in a new window)

    Illustration of average $675 savings on car insurance.

     

    Employee Program Savings Opportunities1

    • 10% employee auto discount
    • Up to 15% new auto customer discount 
    • 10% Great Driver™ app program discount
    • Up to 10% new home customer Welcome! discount  
    • Up to 25% more off with multipolicy discounts 
    • Safe driver, new vehicle, and many more discounts! 

    Exceptional Service

    • 11 Gold awards for exceptional customer and claim service2
    • Claim service so good we have a trademarked guarantee3
    • 99% of surveyed respondents would renew their coverage based on their claim experience.4 

     

    2023 Gold Stevie Award Icon

     

    American Business Awards 2023 Gold Award Winner for Customer Service Team of the Year and Customer Service Department of the Year

     

    Disclosures (Opens in another window)

    This page offers a brief description of insurance coverage and/or related services offered by Electric Insurance Company and is provided for informational purposes only. For exact coverage provisions, availability, terms, limitations, and exclusions, please contact Electric Insurance Company at 800.342.5342. In the event there are discrepancies between this information and the policy, the terms of the policy apply.

    ⬥ Average countrywide car insurance savings as reported by Electric Insurance Company customers through July 31, 2023. Potential savings vary.

    1. Product, service, program, credit, and discount availability and limits vary by state.

    2. The Great Driver™ smartphone app is a Risk Coach™ service from Electric Insurance Company®. Great Driver program auto policies are currently available in AZ, CT, IL, KY, MO, NJ, OH, TX, and WI. Participation is optional. Eligibility, qualifications, and availability may be modified or changed at any time.

    3. Applies to accident losses related to Collision, Comprehensive/Other Than Collision, and Uninsured Motorists Property Damage coverages only; waives up to $500 of the related deductible per policy period; waives one eligible accident in a policy period; any one eligible accident in a policy period will not affect the policy’s rates at renewal. Once used, eligibility for the surcharge waiver resets in 36 months.

    4. Terms and conditions apply.

    5. Applies to incidents that damage both the covered auto and,home; terms and conditions apply; subject to eligibility.

    6. Emergency roadside assistance services are provided by Quest Towing Services, LLC; terms and conditions apply.

    7. Based on a 2021 Electric Insurance Company customer claims survey, where 97% of respondents stated they would renew their policy.

    8. 2023 (2), 2022, 2021, 2020, 2019

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    Electric Insurance Company is committed to making our website's content accessible and user friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at 888.545.4514. You may also mail us at Service@ElectricInsurance.com with "Disabled Access" in the subject line and provide the description of the specific feature you feel is not fully accessible or a suggestion for improvement. We take your feedback seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies. Additionally, while we do not control such vendors, we strongly encourage vendors of third-party digital content to provide content that is accessible and user friendly.

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