Resources & Tools
Discover coverage “gaps & gotchas”
Use these free, fun, and fast Risk Coach™ tools to help you spot the most common coverage gaps and little-known coverage provisions that can leave you underinsured.
The Great Driver™ App
Part of Risk Coach™ services from Electric Insurance Company
Our Risk Coaches come in all forms –
including a free smartphone app
Risk Coach Videos: Key Car Coverage Gaps & Gotchas
Accidents, hail, theft, vandalism and more - would you be covered?
Risk Coach Videos: Key Home Coverage Gaps & Gotchas
Burglary, fires, parties and more - how well are you covered if things go wrong?
What to Know About Flooding
There’s more - and less - to flood coverage than you think. See if you know these major coverage gaps and gotchas.
Avoid This Major Coverage Gap
Do you know how to avoid having your personal property claim paid on a depreciated basis?
Dodge the Biggest Policy “Gotcha”
There’s a co-insurance requirement clause in your homeowner policy. Do you know what it does?
Risk Coach Information Resources
What to know and do
10 Things Never to Do After a Car Accident
At College and Renting? Here’s Why You Need Renters Insurance
Home Much Home Coverage Do I Need?
How Much Property Liability Protection Do You Need?
How to Protect Your Child From Identity Theft
How Your Insurance Company Values Your Property
Top 10 Ways to Reduce Your Car Insurance Rates
What Kind of Auto Coverages Should I Think About?
What Happens if an Uninsured Driver Hits me?
What to Know About Bodily Injury Liability Coverage Limits
When a Tree Falls on Your Neighbor's Property
Catastrophe & Severe Weather
2019 Hurricane Season: Make sure you’re prepared
6 Key Tips About Hurricane Coverage
Flood Safety Tips and Resources
Heavy Rains Can Have a Heavy Impact on Homeowners
How to Prepare for an Ice Storm
How to Prepare for Severe Cold
How to Protect Your Home from Theft
Hurricane Preparation - Preparing Your Property
It's Tornado Season. Here's how to protect yourself, your home, and your car.
Natural Disasters and Catastrophe Planning
Preparing Your Property for a Major Storm
Protect Your Property from Wildfire
Protect Yourself from Post-Disaster Prices
Safe Driving Around Flooded Roads
Six Surprising Things to Keep in Your Car This Winter
Will Your Insurance Stand Up to Tornadoes?
Safety & How-To
3 Things You Can Do About the #1 Cause of Teen Accidents
6 Ways to Save on Auto Insurance
8 Tips for Winterizing Your Home
10 Tips to Avoid Auto Accidents
Backup Cameras: What You Should Know
Boycott Blackout Wednesday & Dump Danksgiving
Buyer Beware: Flood Vehicle Fraud on the Rise
De-Ice Your Windshield The Easy Way
Find the Right Contractor for Your Project
Fireplace, Woodstove, and Chimney Safety
Flood Preparation & Safety Tips
Four Tips to Make a Home Insurance Claim go Smoothly
Five Ways to Remember Your Child is in the Car
Home Electrical Upgrades That Make an Impact
Holiday Travel Plans? Safeguard Your Home While You're Away
Home Electrical Upgrades That Make an Impact
How to Conduct a Home Inventory
How to Close Your Summer House for the Season
How to Create a Budget for Home Maintenance
How to Drive Safely on Snow and Ice
How to Enjoy a Safe Holiday Season
How to Safely Use Space Heaters This Winter
Motion Detectors: Added Safety for Your Home
Plan Your Holiday Driving Defense
Practicing Safe Electrical Habits In Your Home
Preventing Carbon Monoxide Poisoning
Prevent Roof Leaks and Costly Repairs
Preventing Wildlife Damage to Your Home
Protecting Your Home While You Are On Vacation
Protect Yourself from Holiday Thieves
Reduce the Dangers of Driving in the Dark
Safe Driving Around Motorcycles
Safe Driving Around School Buses and in School Zones
Safety Tips for Driving Around Bicyclists
Save Money with 5 Fall Cleaning Tips
Six Tips for Making Your Car Last Longer
Spontaneous Combustion Hazards
Smart Ways to Shop this Holiday Season
Spring is here so are the Potholes
Stop Smash and Grabs from Your Vehicle
So You Think You Have an Ice Dam
Take Action On These Top Five Causes of House Fires
Teen Driving Considerations for Parents
Three Things to Know About Insuring Your Jewelry
Tips for Making Your Home Safe
Tips for Managing Teen Driver Insurance Costs
Tips for Shopping Safely Online
When a Tree Collapses due to Snow and Ice
When Choosing Outdoor Products, Don't Forget the Pets
Winter Driving: What To Do If Your Car Skids
Your Sewer Pipe Failed. Now What?
Key Coverage Tips
How to Protect Yourself from Uninsured and Underinsured Drivers
Inexpensive Specialty Coverage for your Special Property
The Top Threat To Your Basement
Why You Should Know About Replacement Cost Value
Your Home's Coverage A is Crucial
Why College-bound Kids Need Renters Insurance for Their Apartment
If you could learn how to save money on your insurance, or better yet how to avoid needing to file a claim, that’d be worth a few minutes of your time, right?
Risk Coach Tool
When it comes to your insurance, the best offence is a good defense. The Risk Coach Tool can help identify gaps in your coverage.